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Coach Helps Customer Tackle Student Loan Burden

When Dan first came to meet with me, he had major financial concerns related to student loan debt, budgeting, homeownership, and overall money management. Since he didn’t have a traditional 8 to 5 schedule, we met in person, had conference calls, and used email while working together to accomplish his financial goals. In addition to creating a budget [...]

May 27th, 2016|

Clever Debt Management Plan Saves Woman $2,500

Paula and I first met to discuss her debt. Her financial goal was to eliminate her debt so that she could prepare for comfortable retirement and the purchase of an investment property. We began by listing her debts by order of interest rate, and set out to create a debt snowball plan. We calculated that if she [...]

May 27th, 2016|

It Takes a Village to Encourage Financial Sustainability

$BM’s success is a result of committed people who recognize the value of empowering others to take charge of their financial lives and begin a path to financial strength and sustainability. In addition to leaders in government, nonprofits, and foundations, $tand By Me is fortunate to have the support of many volunteers who are dedicated to helping individuals [...]

May 27th, 2016|

Newly Separated Mom Lessens Debt, Purchases Home

Mary came to see me for help with overall financial wellness. She had recently separated from her husband, and was adapting to being a single mother. She needed to fix her credit, was stressed about her debts, and her long-term goal of homeownership didn’t seem realistic. She was living paycheck to paycheck, and felt frustrated and overwhelmed by [...]

May 27th, 2016|

Young Adult Finds Guidance to Travel Down a Promising Path

I have this one customer who started out as a friend. Due to his relationship with his family, he thought he wouldn’t be able to get financial aid and go to college. A minor YouTube celebrity, he was recruited by Delaware Tech to teach sign language and be an interpreter, and since he is of traditional college age, [...]

May 27th, 2016|


Your child’s future is important to us and to the state of Delaware. Governor Markell has set a goal to make college more accessible for all Delaware high school seniors, and we support that mission by helping you and your child navigate the financial road to college. As you know, we provide information and resources to [...]

February 19th, 2015|


My greatest success story was helping an individual achieve her goal of retirement at age 62. When Christine first met me in July 2013 she had a goal of retiring by her 62nd birthday, only five months away. She wanted to implement a plan that would boost her poor credit, develop a monthly budget, and begin to save. We met monthly and Christine was diligent about following through with suggestions to help reduce her debt, improve her credit, and open a savings account. Christine was able to retire by her target date and now has more disposable income retired than when she was working full time. […]

February 17th, 2015|


So what does financial empowerment look like? Our client Iswedcy de Jesús can explain. Iswedcy de Jesús thought she was doing well by paying all her expenses in cash. The immigrant from the Dominican Republic has always preferred to purchase or consume only what she could actually pay for out of pocket. She didn’t realize that to build wealth in the United States, she also needed to build a credit history. That’s when José Martinez, a $tand By Me® coach, came into the picture. Within a few months, the 36-year-old de Jesus received a $500 loan, which she paid off in three installments. […]

February 17th, 2015|


The MyFreeTaxes partnership is committed to providing free online tax filing to taxpayers with a household income of $62,000 or less in 2015. It’s quick and easy. […]

February 11th, 2015|


I worked with a customer who was very concerned that she needed to file bankruptcy and borrow from her retirement plan as a result of out-of-control credit card debt. When we first met, she was certain that there was no hope for her situation. Together we reviewed her debts carefully and created a spreadsheet that listed each balance, interest rate and due date. Seeing all of her debts in one place was overwhelming but allowed the customer to have an accurate picture of where to begin. […]

December 31st, 2014|